Volume 3 Issue 1 | 2026 | View PDF
Paper Id:IJMSM-V3I1P127
doi: 10.71141/30485037/V3I1P127

Inclusive Trade through Digital Connectivity and Financial Inclusion

Deepa Iranna Itagi, Dr. Sachindra G.R.

Citation:
Deepa Iranna Itagi, Dr. Sachindra G.R., "Inclusive Trade through Digital Connectivity and Financial Inclusion" International Journal of Multidisciplinary on Science and Management, Vol. 3, No. 1, pp. 286-291, 2026.

Abstract:
The global trade landscape is undergoing profound structural transformation driven by digitalization, geopolitical realignments, and sustainability imperatives. Traditional multilateralism under the World Trade Organization (WTO) is gradually giving way to a more regionalized and technologically interconnected world trade order. The paper discusses the new challenges and opportunities of this changing trade system and how it is closely linked to financial inclusion accessibility and use of affordable, reliable and digital financial services by individuals and enterprises. By relying on the statistics of the WTO, World Bank, IMF and UNCTAD as of 2023-2025, the research demonstrates the ways in which access to finance is being determined due to the global trade liberalization and digital commerce, as well as sustainability-oriented policies, especially in the developing economies. As the analysis demonstrates, the integration of digital trade and fintech has broadened the areas of financial inclusion, but the barriers are still evident in the areas of regulatory alignment, digital infrastructure, and access of small business to trade finance. The paper concludes with strategic policy recommendations for integrating financial inclusion into global trade governance frameworks to foster equitable and sustainable globalization.

Keywords: World Trade Order, Financial Inclusion, Digital Trade, Trade Finance, Green Economy, Globalization 2.0, World Trade Organisation & Sustainable Development Goals.

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